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New FEMA flood maps for Oʻahu take effect June 10, 2026. Hawaiʻi property owners should review their flood zone, mortgage requirements, and flood insurance options before the changes become effective.

There is some welcome news for homeowners, homebuyers, and condo owners dealing with rising insurance costs. The Federal Housing Finance Agency recently announced that Fannie Mae and Freddie Mac are removing certain homeowners insurance requirements that had added cost and complexity in today’s market. One of the biggest changes is that roofs will still need to be insured, but they will not always have to be covered on a full replacement cost basis for many qualifying loans.

Home damaged during flood on Kauai. Photo credit to National Weather Service Living in Hawaii means enjoying breathtaking beaches, lush...

Support Aloha Animal Sanctuary with your morning coffee on July 15 At Shane Pope Insurance Services, we’re passionate about giving back...

Hurricane season in Hawaii is always a serious matter but this year brings a major shift that homeowners across the islands need to be...